How to Avoid Scams

Credit card, travel

How to Avoid Scams

Scammers use news and public situations to their advantage to release malware or steal money or private information; using the fear of COVID-19 is no different.

According to the Federal Trade Commission statement on March 31, 2020, “The top categories of coronavirus-related fraud complaints include travel and vacation related reports about cancellations and refunds, reports about problems with online shopping, mobile texting scams, and government and business imposter scams. In fraud complaints that mentioned the coronavirus, consumers reported losing a total of $4.77 million, with a reported median loss of $598.” (Click here for more details) Unfortunately, fraud isn’t going to end there.

Cyber threats continue to evolve and it’s good to be aware of scam tactics so that your money and information are kept safe. Many forms of scams infiltrate online shopping, emails and texts (click here to read about London’s quarantine text scam).

If…

  1. You are asked to provide personal information (Social Security number, passwords, etc.)
  2. The email address or link is not a legitimate address (hover your mouse over the URL to verify where the link will lead. DO NOT click on the links.)
  3. There are spelling and grammatical errors
  4. Generic greetings are provided
  5. The message creates a sense of urgency for you to act now

Then more often than not it is a phishing email or text and you should delete the message immediately. To protect your information further, consider installing security software on your computers and make sure your software is updated often.

For more information on avoiding travel scams, check out the following article: How to Avoid Travel Scam Traps

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